How to Cope With the Current Naira Scarcity

The current naira scarcity that Nigerians face is becoming unbearable as people now look for ways to sustain their mental health, but more importantly survive in these trying times.


As Nigerians draw towards her general election which is coming up in days to come, the CBN cashless policy has continued to put pressure on the masses while top politicians which this policy was made for to 'stop vote buying' still have access to the new redesigned naira note.




This article is not to increase the pain or tell you more about the suffering Nigerians are facing. This article is here to educate you on how you can survive and still have your sanity intact. Below are things you should take into consideration.

Use Good Mobile Banking Apps

Getting cash in this era is very difficult as you meet long queues in ATMs, Closed Banks, and exorbitant charges from POS merchants. In this case, it's good to use a working bank; Opay has been topping the chart these days as their network is reliable. I'll be putting you through a step-by-step guide to getting started.

How to Open an Opay Account For Free

To open an account with the OPay app, follow the steps below:

  1. Go to Google Play Store on your Android phone or Apple App Store if you are using an iOS device

  2. In the store, click on the search bar and type “OPay.”

  3. Click on the OPay icon and install the app

  4. Once the app has been installed, open it and begin the registration process.

How to Open an Opay Account and Get #1500 free

The earn #1500 for free while registering on Opay, you have to use the referral code 9060766529. Once you input this code into the newly downloaded Opay app, you’ll get a Bonus of N1,200 immediately after you deposit at least N1,000 into your Opay account.


If you haven’t downloaded the Opay app, you can directly activate the referral bonus by clicking HERE.


By clicking this link you’ll be redirected to the signup page of Opay where you will input your phone number. Once that is done, click on download Opay, and you’ll get a welcome bonus of N1,200, immediately after you deposit at least N1,000 into your new Opay account on the app. This way you can get more cash in your account since the economy is pretty bad these days.

Stay Away From Trouble 

While the naira scarcity continues to give a clap back on Nigerians, it's good that you don't allow the current situation to cloud your judgment as this can be disastrous to some point. Now we have many people who are venting their anger by inflicting pain on businesses and even people. Stay out of trouble and anywhere you see people protesting or destroying properties stay away from that location immediately as things can turn out bloody. Remember that your life is more important—as much as the situation continues, it'll be resolved soon. Let's keep our hope strong and believe in a better Nigeria!

Get Your Store Stocked With Foodstuffs

One of the most important things for survival is food and getting your store filled with foodstuffs is a great step to reduce the tension. When you have food around, you'll notice that no matter how the situation worsens, you'll get going because what to eat is already available. Currently, most traders accept transfers and this will also help instead of looking for where to withdraw your cash.

Take Resting Seriously 

Resting is also something to consider during this period. I know that due to the situation on the ground, many people are multitasking to get more money. It's not bad, but you should also have it in mind that your body needs rest and once it doesn't get enough rest you're liable to break down.

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